Flexible cover for unoccupied High Net Worth properties in the UK.
As Standard we are providing your clients with more than just Fire, Lightning, Explosion, Earthquake and Aircraft cover.
- Reconstruction cost – the reconstruction cost of your client’s home up to the sum insured.
- Contents replacement – the cost to repair or replace your client’s contents up to the sum insured.
- Accidental damage – loss to your clients home and contents caused by accidental damage. Storm, flood or weight of snow – loss or damage to your client’s home caused by storm, flood or weight of snow.
- Escape of water – loss or damage to your client’s home caused by water escaping from fixed water tanks, apparatus or pipes or water freezing in fixed water tanks, apparatus or pipes.
- Escape of oil, gas or liquified petroleum – loss or damage to your client’s home caused by escape of domestic oil, gas and liquefied petroleum gas from a fixed domestic oil‑fired heating installation or smoke damage caused by a fault in any fixed domestic heating installation.
- Theft – loss or damage to your client’s home caused by theft or attempted theft.
- Malicious damage – loss or damage to your client’s home caused by riot, civil commotion and malicious damage.
- Subsidence, heave or landslip – loss or damage to your client’s home caused by subsidence, heave or landslip.
Taking away the worry for when your client’s circumstances change.
£1,000
Minimum premium
(inc. IPT)
£500,000
Minimum building sum insured
£1,000
Minimum excess
- Home and contents
- Liability
Want to know more?
Talk to our team. We are shaped to handle all your client’s insurance needs.