Private client
Unoccupied

Unoccupied isn’t unloved

Flexible cover for unoccupied High Net Worth properties in the UK.

As Standard we are providing your clients with more than just Fire, Lightning, Explosion, Earthquake and Aircraft cover.

  • Reconstruction cost – the reconstruction cost of your client’s home up to the sum insured.
  • Contents replacement – the cost to repair or replace your client’s contents up to the sum insured.
  • Accidental damage – loss to your clients home and contents caused by accidental damage. Storm, flood or weight of snow – loss or damage to your client’s home caused by storm, flood or weight of snow.
  • Escape of water – loss or damage to your client’s home caused by water escaping from fixed water tanks, apparatus or pipes or water freezing in fixed water tanks, apparatus or pipes.
  • Escape of oil, gas or liqufied petroleum – loss or damage to your client’s home caused by escape of domestic oil, gas and liquefied petroleum gas from a fixed domestic oil‑fired heating installation or smoke damage caused by a fault in any fixed domestic heating installation.
  • Theft – loss or damage to your client’s home caused by theft or attempted theft.
  • Malicious damage– loss or damage to your client’s home caused by riot, civil commotion and malicious damage.
  • Subsidence, heave or landslip – loss or damage to your client’s home caused by subsidence, heave or landslip.

Taking away the worry for when your client’s circumstances change.

£1,000
Minimum premium (inc. IPT)
£500,000
Minimum building sum insured
£1,000
Minimum excess
  • Home and contents
  • Liability
Policy Wording

Interested in becoming a broker? Apply now

Want to know more?

Talk to our team. We are shaped to handle all your client’s insurance needs.

General Enquiries

020 3319 8888

Claims

020 3319 8999

Claims (rest of world)

+44 20 3319 8999